Following a road traffic accident, customers may find they incur adverse expenses that become payable following a claim for uninsured losses that are not covered under their main Motor Insurance policy such as medical costs and loss of earnings due to injury. Motor Legal Expenses Insurance is designed to recover a customer’s losses through the insurer or responsible party. The policy will also cover the appointment of approved* legal representation if deemed necessary to recover the losses through court proceedings. Cover shall only be provided where we have given our prior written approval to the pursuit of the claim before any legal proceedings have commenced. Approval will be given if there are reasonable prospects that the claim will be successful and that it can be pursued in a proportionate manner.
*We have access to our own panel of specialist solicitors who are experts in their field and trusted to provide a high quality of service.
Various levels of cover available up to £100,000.